Questions worth asking before you hire an advisor.
Here's what people actually ask me. If you don't see yours, drop me an email and I'll answer it.
Most people don't come to us because they have a financial emergency. They come because they want clarity, confidence, and a plan. If you're making financial decisions on your own and wondering if there's a better way to organize everything, it's probably worth having a conversation.
We start with a simple introductory meeting to learn about your goals, questions, and what prompted you to reach out. From there, we'll explain how we work and determine together whether it feels like a good fit.
No. We don't believe good financial advice should only be available after you've already accumulated wealth. We work with clients in different stages of life and enjoy helping people build toward where they want to go.
Being fee-only means our compensation comes directly from our clients, not from commissions, product sales, or outside incentives. We believe that creates a clearer alignment and keeps advice focused on what's best for you.
Our fees depend on the scope of work and services provided, and we'll always explain costs clearly before moving forward. No surprises, no hidden charges, and no obligation after an initial conversation.
Yes. Being a fiduciary means we have a responsibility to act in your best interest and provide recommendations we believe serve your goals, not ours.
Financial planning looks at the full picture, not just investments. Depending on your situation, that can include retirement planning, cash flow, tax planning, investment strategy, insurance review, estate coordination, and helping you make confident financial decisions.
Yes, but investment management is typically part of a broader financial planning relationship. We build portfolios intentionally and focus on creating an investment strategy that supports your goals rather than reacting to headlines.
We do not prepare tax returns directly, but tax planning is an important part of our process. We help identify opportunities, coordinate with your CPA when appropriate, and make sure financial decisions are made with taxes in mind.
That's okay. Our goal is to build long-term relationships, but you're never locked in. If your needs change or you decide to move in a different direction, we'll help make the transition as smooth as possible.